As we wrap up another transformative year at Qolo, we celebrate the milestones achieved amid the trials and obstacles faced. Our ability to drive revenue efficiently, even amidst challenges like reduction in force and organizational restructure, is a testament to our team's resilience and strategic abilities. Achieving a remarkable two-and-a-half times growth from our existing client base, highlighted by the successful launches of PayQuicker, FCTI, and Koin across various casinos, stands as a milestone in our journey.

Culturally, we've evolved, adapting to market changes and steering away from a "grow at all costs" mindset prevalent in the Fintech world. 

Looking forward to 2024, we're geared towards launching new clients and expanding our international bank partnerships to embrace the future. 

Finally, and of utmost importance, I want to express our deepest gratitude to our remarkable team. Your dedication and resilience during this year has not gone unnoticed. Your efforts set the stage for a year brimming with growth potential. 

Best,

Patricia Montesi

CEO

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