Platform overview

Flexible

With Qolo, you don’t have to settle for a one-size-fits-all approach to your accounts. Our flexible platform includes a multi-faceted account system that provides a variety of account structures.

Simple

Managing your payments solution can be challenging. It shouldn’t be. Qolo’s flexible platform, built for simplicity, will carry your business into the future.

Secure

Qolo has developed the most sophisticated layered fraud detection systems available.

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A Modular Approach that Helps You Grow

Our platform helps fintechs deliver world-class payments in the digital age with API-first functionality that enables you to tailor offerings to your unique needs.

Payments Center

As an omnichannel platform, Qolo is built to perform multiple payment types through direct integrations into payment networks, cross-border platforms, and financial institutions.

Accounts

Qolo’s proprietary rules engine is designed to support custom authorization mechanisms, complex account rules, as well as account-level direction on funds movement.

security

QoloCrypt employs the latest in host-based cryptography to secure data at the database field level, granting access only to authorized key holders while exceeding all GDPR and U.S. regulations on data security to ensure your information is secure.

Payments Center

As an omnichannel, Qolo is built to perform hundreds of different types of payment transactions through direct integrations into payment networks, cross-border platforms, financial institutions, and third-party providers.

Accounts

Qolo’s proprietary rules engine is designed to support custom authorization mechanisms, complex account rules, as well as account-level direction on funds movement.

security

Everything You Need to Build What You Want

Qolo’s platform helps you deliver innovative payments experiences fast. A single API set can facilitate any payments program with the simplicity and scalability you need to thrive today and in the future.

We have it all and better

Supercharge your card programs — from complex credit to gift cards — with Qolo’s virtual, physical, and digital wallet processing solutions.

Fast, Secure Disbursements

Enjoy limitless possibilities with our domestic and cross-border disbursements for gig workers, corporations, and governments. Whether you need disbursements in real time or customized intervals, we’re on your time.

Borderless Payments

Qolo supports low-cost FX transactions, outbound multi-currency payments and card programs. The solution provides multi-stage support and a good-funds, multicurrency model.

Real-Time Transaction

Access real-time processing across multiple networks, including Accel, Discover, Interlink, Mastercard, Cirrus, Maestro, MoneyPass, PLUS, Pulse, and Visa.