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When Faster Isn’t Better: The New Rules of Business Payments

Qolo is featured in a new PaymentsJournal podcast and article examining how business payment decisioning is changing as companies gain access to more payment rails.

In the discussion, Darren Beyer, Qolo’s Chief Product and Strategy Officer and Co-Founder, joins Hugh Thomas of Javelin Strategy & Research to explore how businesses are weighing payment speed against cost, control, visibility, and risk.

The conversation highlights a market shift that is becoming impossible to ignore: business payments are no longer about defaulting to a single rail. As new options gain traction, the real challenge is determining which payment method best fits the context.

Among the themes covered:

  • Why faster payments are important, but not universally optimal
  • How ACH, virtual cards, RTP, and FedNow each serve different business needs
  • Why rules-based routing is becoming more important in modern payment operations
  • How banks and providers still need to close the gap between infrastructure availability and customer understanding
  • Why education and orchestration may matter more now than raw payment speed

The discussion aligns with broader market research from Javelin’s 2026 Commercial Payments Factbook, which examines the outlook for ACH, check, real-time payments, and commercial cards in the U.S. business payments market.

Read the full PaymentsJournal article and listen to the podcast here.

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