How Huntington Modernized Without Touching the Core
In a Tearsheet episode, Deepak Kapoor of Huntington National Bank and Rouzbeh Rotabi of Qolo discuss how connected deposits and virtual account structures enable banks to innovate faster, simplify reconciliation, and deliver more flexible, API-driven financial services without overhauling their core systems. Read the full story here.
How KeyBank and Qolo are Modernizing Corporate Treasury Without Ripping Out the Core
In a recent feature by Tearsheet, KeyBank and Qolo share how they partnered to modernize treasury operations using Virtual Account Management. The article and podcast explores how banks can deliver real-time visibility, streamline account structures and unlock new payment capabilities – without replacing core systems. Read the full story here.
A Conversation On Innovation & Leadership
Our Co-Founder and CEO, Patricia Montesi, recently joined The Financial Technology Report to discuss the state of the payments industry. She digs into the real problems with legacy infrastructure and explains how businesses have been forced to stitch together clunky systems for too long. In the conversation Patricia shares how Qolo was built to fix […]
Bank Charters Surge in Fintechs
In a recent discussion with Adam West of CardRates.com and BadCredit.org, Qolo’s COO Rouzbeh Rotabi pulls back the curtain on one of the hottest trends in finance: fintechs applying for bank charters. They explore the drivers behind this movement, from a shifting regulatory landscape to the pure economics of scale. Rouzbeh offers his candid take […]
Legacy Systems Are Putting Banks at Risk
In an article published in The Financial Revolutionist, Qolo Co-Founder and CEO Patricia Montesi, highlights the critical challenges regional and community banks face due to outdated systems. While debates around stablecoins and their potential impact on deposit flight dominate discussions, she argues that the real threat lies in the banks’ reliance on decades-old technology. Legacy […]
Qolo Co-Founder and CEO Named to The Financial Technology Report’s Top CEOs of 2025
Patricia Montesi has been recognized as one of the Top Financial Technology CEOs of 2025 by The Financial Technology Report, honoring leaders who are scaling critical financial infrastructure amid heightened regulatory scrutiny, selective capital and rising expectations for secure, reliable innovation. With more than 20 years in the industry, Patricia has led industry-first initiatives, forged […]
Simplifying Payments Infrastructure Without Disruption
Patricia Montesi sat down with FinTech Magazine to discuss how Qolo is revolutionizing the payments landscape by simplifying fragmented payment infrastructures for banks and fintechs. By unifying cards and ledgers, Qolo enables seamless modernization without disrupting existing operations. Learn how this innovative approach reduces complexity, supports stablecoins, and fosters strategic partnerships like the one with […]
Inside Commercial Banking’s Technological Revolution
If you walked into a server room at a typical regional bank today, you might feel like you’ve stepped into a time machine. We’re talking about core banking platforms that are 60 or 70 years old, running on code languages that most modern engineers haven’t touched in decades. This isn’t just a nostalgia trip. It’s […]
Ditch the Duct Tape: A Smarter Way to Build Payments
The payments industry has a fragmentation problem. If you want a modern solution for card issuing, push-to-debit or ACH processing, you often have to patch together multiple point solutions. This approach puts the burden back on fintechs and banks to manage a complex ecosystem, wasting time and money on engineering just to keep things running. […]
Card Issuing For Modern Programs: Key Insights from Money20/20
Qolo Founder & CEO, Patricia Montesi, recently joined leaders from Fetch and American Express on stage at Money20/20 to discuss the future of card programs. If you missed it, here’s what you need to know. The panel explored how consumer expectations, fintech rails and network strategies are converging to reshape card issuing. From virtual-first design […]