A Conversation On Innovation & Leadership

Our Co-Founder and CEO, Patricia Montesi, recently joined The Financial Technology Report to discuss the state of the payments industry. She digs into the real problems with legacy infrastructure and explains how businesses have been forced to stitch together clunky systems for too long. In the conversation Patricia shares how Qolo was built to fix […]

Bank Charters Surge in Fintechs

In a recent discussion with Adam West of CardRates.com and BadCredit.org, Qolo’s COO Rouzbeh Rotabi pulls back the curtain on one of the hottest trends in finance: fintechs applying for bank charters. They explore the drivers behind this movement, from a shifting regulatory landscape to the pure economics of scale. Rouzbeh offers his candid take […]

Legacy Systems Are Putting Banks at Risk

In an article published in The Financial Revolutionist, Qolo Co-Founder and CEO Patricia Montesi, highlights the critical challenges regional and community banks face due to outdated systems. While debates around stablecoins and their potential impact on deposit flight dominate discussions, she argues that the real threat lies in the banks’ reliance on decades-old technology. Legacy […]

Qolo Co-Founder and CEO Named to The Financial Technology Report’s Top CEOs of 2025

Patricia Montesi has been recognized as one of the Top Financial Technology CEOs of 2025 by The Financial Technology Report, honoring leaders who are scaling critical financial infrastructure amid heightened regulatory scrutiny, selective capital and rising expectations for secure, reliable innovation. With more than 20 years in the industry, Patricia has led industry-first initiatives, forged […]

Simplifying Payments Infrastructure Without Disruption

Patricia Montesi sat down with FinTech Magazine to discuss how Qolo is revolutionizing the payments landscape by simplifying fragmented payment infrastructures for banks and fintechs. By unifying cards and ledgers, Qolo enables seamless modernization without disrupting existing operations. Learn how this innovative approach reduces complexity, supports stablecoins, and fosters strategic partnerships like the one with […]

Inside Commercial Banking’s Technological Revolution

If you walked into a server room at a typical regional bank today, you might feel like you’ve stepped into a time machine. We’re talking about core banking platforms that are 60 or 70 years old, running on code languages that most modern engineers haven’t touched in decades. This isn’t just a nostalgia trip. It’s […]

Ditch the Duct Tape: A Smarter Way to Build Payments

The payments industry has a fragmentation problem. If you want a modern solution for card issuing, push-to-debit or ACH processing, you often have to patch together multiple point solutions. This approach puts the burden back on fintechs and banks to manage a complex ecosystem, wasting time and money on engineering just to keep things running. […]

Card Issuing For Modern Programs: Key Insights from Money20/20

Qolo Founder & CEO, Patricia Montesi, recently joined leaders from Fetch and American Express on stage at Money20/20 to discuss the future of card programs. If you missed it, here’s what you need to know. The panel explored how consumer expectations, fintech rails and network strategies are converging to reshape card issuing. From virtual-first design […]

Qolo Secures Strategic Investment from Huntington National Bank

Qolo announced a new strategic investment from Huntington National Bank (NASDAQ: HBAN), marking a deeper collaboration between the two companies to drive innovation in commercial banking. The partnership launched Connected Deposits, a Virtual Account Management (VAM) platform powered by Qolo’s technology, designed to provide Huntington’s commercial clients with enhanced cash visibility, automated reconciliation and seamless […]

Qolo and Huntington National Bank Launch Connected Deposits

Qolo announced a strategic alignment with Huntington National Bank to power Connected Deposits, a new Virtual Account Management (VAM) platform for commercial clients. Built on Qolo’s technology, Connected Deposits delivers cash visibility, automated reconciliation, and seamless fund segregation; all within a single parent account. The collaboration reflects a shared vision to modernize treasury management and […]