Products & Platform

No Patchwork No Black Boxes Just Solutions That Work

Discover how Qolo’s unified platform simplifies financial operations and helps you grow – without replacing your existing core systems.

You no longer have to choose between control, visibility and speed

Legacy systems are rigid. Most vendors are fragmented. And too often, building modern payment solutions means stitching together ledgers, issuers, processors, and clunky middleware.

Qolo changes that. Our unified, programmable platform integrates seamlessly with your existing systems – no need for a costly ‘rip and replace.’ With full payments capability built in, not bolted on, Qolo supports fintechs launching embedded wallets and banks modernizing commercial banking. We help you move money with clarity, control and confidence.

Meet Your New Payments Stack

Gain real-time visibility and programmable control

Qolo’s embedded ledger powers dynamic balances, rule-based logic and multi-rail orchestration across your entire program.

Create, manage and segment accounts in real-time

Build infinite account hierarchies, automate sweeps and support multi-entry flows – all without custom development.

Issue physical or virtual cards for all your needs

Eliminate the gaps between your issuing provider and processor. With Qolo, you get full control, convenience and speed.

Money movement across all rails with one single engine

Qolo’s Qascade platform lets your orchestrate payments across multiple rails with intelligent routing, instant visibility and real-time logic.

Control, configure and stay compliant as you scale

From program-leven controls to configurable limits and alerts – Qolo helps you manage complexity across your programs.

One Platform. Every Payment Flow

Stop juggling multiple providers. Qolo combines payments, issuing and platform integrations into one powerful stack. With our unified API, you get seamless connectivity, transparency and unmatched scalability.

Who We Power

Qolo’s infrastructure is purpose-built to support a range of financial innovators – from banks transforming commercial payments to fast-scaling fintechs. See how our platform adapts to your business model.