UNIFIED VISION
About us
Meet the team that’s dedicated to simplifying the complex world of payments.
Trusted by
FRICTIONLESS PAYMENTS
Untangling payments through a single API
Founded in 2018, Qolo is a fintech pioneer committed to solving the complexities of modern payments and financial management. We free our customers from operational burdens and confusing payment systems, allowing access to hassle-free card networks and the ability to make payments including ACH, wire, RTP, and push-to-card all through a single API.
SMOOTH OPERATIONS
No more disconnected systems
Picture a world where your operations run smoothly without the disruptions of disconnected payment systems. Our platform unifies card issuing and payments into one harmonious solution, eliminating inefficiencies and equipping your business with the tools to power growth.
Digital ledger
Seamlessly tied to our card issuing and payments, our digital ledger delivers unmatched precision and accountability. Designed for automated reconciliation, real-time reporting, and cross-bank functionality, it provides a unified source of truth for all your financial transactions. Experience full transparency with a direct connection to card and payment rails. and granular fund management.
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Card issuing
From virtual to physical cards, our card issuing solutions cater to a wide range of business needs. Whether you’re managing corporate expenses, disbursements, or customer incentives, our platform offers instant issuance, real-time funding, and unparalleled customization to meet the demands of modern business.Find out more
Money movement
Facilitating faster, smarter money movement, our payment solutions support a variety of rails including ACH, RTP, and push-to-card, all through a single API. With real-time transactions and cross-bank capabilities, we simplify payment flows and deliver proven scalability.
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Meet the team
Our Leadership team
Founder & CEO
Patricia Montesi
An accomplished business executive with more than 20 years of global management experience across a diverse set of industries, Patricia sought a better way to serve the payments industry.
Prior to Qolo, she spent 15 years in executive roles across all sectors of the payments industry leading teams to industry firsts and deploying award-winning technology solutions for clients.
Prior to Qolo, she spent 15 years in executive roles across all sectors of the payments industry leading teams to industry firsts and deploying award-winning technology solutions for clients.
Founder & CIO
Steven Bishop
A renowned payments expert, Steven has held C-suite roles and advised startups and Fortune 500 companies. A specialist in systems engineering, he pioneered the first open-loop prepaid processing system, advanced fraud detection, and machine learning algorithms for payments. Steven holds dual PhDs in computer science and mathematics and is an avid pilot of both fixed-wing and rotary aircraft.
Founder & CPO
Darren Beyer
Darren brings over 25 years of expertise in mobile and payments, designing impactful systems and products. Before co-founding Qolo, he led fintech efforts at FIS, Blackhawk Network, and PayActiv, and founded multiple startups. A former NASA Space Shuttle engineer, Darren also writes science fiction and holds a BS in Aerospace Engineering from Virginia Tech.
Founder & COO
Robert Pincus
A payments industry veteran, Robert has led operations at Fortune 500 companies and startups, including overseeing the largest card conversion in history with over 100 million cards. With global expertise in multi-currency programs, compliance, and risk management, he holds a BA and MBA from the University of Florida.
CRO
Rouzbeh Rotabi
Qolo’s Chief Revenue Officer, Rouzbeh Rotabi has led Go-To-Market functions across Marketing, Sales, Customer Success, and Partnerships. With over 20 years of experience, he has driven scalable growth at companies like Orum, Marqeta, Green Dot, and Blackhawk, enhancing global reach and shareholder value.
CISO
Shash Patel
With over 28 years of IT expertise, Mr. Patel has served as CIO, CTO, and CISO across global hedge funds, private equity groups, and major commercial investment banks. His diverse experience spans industries including aerospace and government. He holds an MS in Software Engineering from Fairfield University and a BS in Information Systems from Central Connecticut State University.
Chief of Staff
Laura Harrington
Laura Harrington, Chief of Staff at Qolo, excels in leadership, executive support, and HR management. With experience at PwC and QBE North America, she oversees key initiatives and operations. A Fordham graduate, Laura is also passionate about community service, mentoring students and teaching financial literacy.
Join us
Join Qolo’s mission for payment simplicity
Do you have a passion for making fintech solutions more accessible and easy to use? Explore exciting career opportunities and be part of a culture that values growth, collaboration, and success.
Team Gallery
Qolo snapshots
Get behind-the-scenes glimpses of our dynamic work culture, where every snapshot tells a story of innovation, collaboration, and community. From team-building moments that we won’t forget to industry events that inspired new solutions for our clients.
Insights
Our events and news
Watch, interact, and learn how your enterprise can reduce complexity and unify systems into a single platform. Join us as we attend global fintech events and host webinars where valuable insights can power your growth.
PAYMENTS MADE SIMPLE
One step away from pain-free payments
Ready to reduce your costs and streamline your financial operations?
