The Flexibility You Need to 
Build What's Next

At Qolo, we offer a flexible and scalable infrastructure for bold ideas that don’t fit in a box. No templates, or rigid systems; just real solutions for real innovators.

Designed for Payment Innovators

Qolo helps leading platforms, banks, and fintechs unlock unified modern payment and treasury capabilities, without replacing their core systems. Explore solutions tailored to your business model:

Vertical marketplaces managing multi-party payouts

B2B payment networks streamlining transactions at scale
Platforms for providing incentives and gifts to workers and consumers

Custom ecosystems with nested account needs and fund flows

Whatever you’re building, Qolo meets you where you are.

Why Builders Choose Qolo

Modular Infrastructure
Only use what you need, from card issuing, processing and virtual accounts with programmatic ledger and reconciliation.
Control at Scale

With API-first design, builders retain programmatic control over their payments, fund flows, and more.

Banking & Compliance Built-In
Skip the hassle of stitching together licensed partners—we’ve got the rails (ACH, RTP, cards) and the compliance expertise covered.
Multi-Rail Native
From ACH to real-time payments, every mode of money movement is unified under one platform.

Solutions to Solve Your Biggest Challenge

Split Payments for Marketplaces

Your vision, powered by Qolo’s flexibility.

Escrow-Like Fund Management
Create custom flows that simplify and automate multi-party payouts.
Real-Time Payouts
Secure and reconcile funds in real time with full traceability.
Multi-Level Virtual Accounts
Instantly send money via cards, ACH, or RTP for a game-changing user experience.
Programmatic Spend Controls
Segment funds across clients, programs, or teams for next-level visibility and control.

Success Snapshot

“We were searching for a payment processing partner that could support the uniqueness and complexities of our product and Qolo has met our expectations. Their platform stood out from the competition due to its modern-day tech stack and comprehensive payment solutions.”

-Rick Galasieski, GM, Payments and Fintech Innovation at Super.com

Tell Us What You’re Building

You innovate, and Qolo empowers your vision with seamless payment processing. We provide the robust infrastructure and flexible solutions you need to bring your innovative ideas to life. With Qolo, you can confidently focus on what you do best, knowing your payment operations are secure and efficient.