Simplify how your business moves and manages money with Qolo’s unified financial infrastructure. Launch faster, stay compliant, and reduce complexity by consolidating your financial operations onto a single, powerful financial operating platform.
Managing payments shouldn’t slow your business. Yet many B2B fintechs face significant bottlenecks, including:
Complex fund flows and fragmented systems
Dependence on multiple vendors
Lengthy development cycles delaying launches
Compliance burdens and costly risks
Limited transparency and reconciliation challenges with omnibus accounts
Qolo eliminates these pain points so you can focus on scaling.
One Unified Platform for Total Control
Qolo is your all-in-one financial infrastructure, combining virtual accounts, multi-rail payments, card issuing, and compliance into a single, powerful API. No more juggling vendors, duct-taping systems, or waiting on your partner’s roadmap. With Qolo, you get full ownership of your payment stack, from onboarding to settlement
Multi-Rail Payments
Easily move money across ACH, wire, RTP, and cards with one modern, unified API. Simplify your payment processes, reduce complexity, and ensure seamless transactions for your business.
Programmable Fund Flows
Design and automate the exact financial flows your business requires, including sweeps, holds, disbursements, and more. Customize processes to fit your unique needs, improving efficiency and streamlining operations every step of the way.
Real-Time Insights
Gain visibility into accounts, balances, and transactions with our advanced virtual account management system. Monitor activity seamlessly across every program, sub-client, or user balance, ensuring you have complete control and transparency over your financial operations.
Flexible Integration
Build on your own terms with Qolo. Our platform seamlessly integrates into your existing tech stack and evolves to meet your needs as your business grows. Whether you're just starting out or scaling rapidly, Qolo provides the flexibility and reliability to support your journey.
Built-In Compliance and Audit Readiness
Built for regulatory ease and automated reporting, Qolo ensures full transparency and audit-ready financial operations built into every layer.
Why Fintechs Choose Qolo Over the Rest
Faster Time to Market
Launch in weeks, not months, with minimal internal effort
No Vendor Juggling
Everything you need, from issuing to reconciliation, in one place
Flexibility Built-In
Configure Qolo around your specific needs and workflows
Real-Time Clarity
Always know where your money is with transparent, instant data
Scale for Growth
Handle high transaction volumes with ease, today and tomorrow
Build white-labeled account structures for clients with real-time tracking and programmable sweeps for better cash management.
Disburse Funds at Scale
Send bulk payments efficiently via virtual cards. Perfect for lenders, gig platforms, and rewards programs.
Launch Embedded Wallets
Power stored value accounts, customer balances, and seamless internal fund routing, all while meeting compliance standards.
Start Custom Card Programs
Issue branded virtual or physical cards with detailed spend rules and real-time controls.
Why Qolo Is Better
Legacy Systems Are Out. Qolo Is Built for Today’s Financial Demands.
Speed
Launch faster than traditional providers and keep pace with modern market demands.
Integration Simplicity
Avoid expensive overhauls with our flexible, developer-friendly APIs.
Trustworthy Compliance
Sleep better with audit-ready tools baked into the platform.
Real-Time Insights
Stay ahead with accurate, up-to-the-second reporting.
Cost Efficiency
Consolidate vendors, lower expenses, and grow more profitably.
Take Control of Your Financial Future
Revolutionize how your business handles payments, reconciliation, and compliance with the only platform purpose-built for platforms like yours. Whether you’re scaling your fintech solution or competing with enterprise banks, Qolo’s fintech payment solutions empowers you to grow confidently.