Why Fintechs Are Chasing Bank Charters
Fintechs are lining up for bank charters in growing numbers. This trend is reshaping the financial landscape forcing us to ask what is driving it and what it means for the future of banking. Is this a gold rush or a calculated play for control? In a recent conversation with Adam West of CardRates.com our […]
B2B Payments: Time to Market Myths vs Reality in Fintech
In fintech the pressure to launch is immense. You have an idea, a market, and a team ready to build. The only thing standing between you and revenue is time. So you put your head down and start building. The assumption is that the fastest path forward is the one you pave yourself brick by […]
Anatomy of a Delayed Payments Launch (And How to Fix It)
You have a game changing payments product. The market is hungry for it and your team is ready to go. But instead of a swift launch you are stuck in a cycle of delays. The launch date keeps shifting, engineering resources are drained and the competitive window is closing. This story is all too common. […]
Class Action Settlement Payouts: Why Cards Need Ledgers
Settlements are getting bigger and the expectations for how they get paid out are changing fast. If you are still relying on paper checks to distribute millions of dollars to thousands of claimants, you are fighting a losing battle against logistics and cost. Companies facing lawsuits often reach settlements with consumers who have been affected […]
Survey Says: Real-Time Payments Are Exposing Your Broken Treasury Architecture
The era of “we’ll settle it tomorrow” is officially over. With the launch of the FedNow Service in July 2023 and the continued growth of The Clearing House’s RTP network, money now moves instantly, 24/7/365. For consumers, this is a convenience. For corporate treasury teams, it is often a logistical nightmare. We recently surveyed more […]