No more disjointed systems

Our Products

Imagine being able to fully focus on scaling your organization without being distracted by disjointed payments systems. We’ve integrated card issuing, payments, and bank connectivity into a single, cohesive system powered by our Quantum Ledger.

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Quantum Ledger

Go beyond traditional systems with our Quantum Ledger, a solution designed to simplify and streamline your financial operations. Directly integrated with major card networks and payment rails like ACH, RTP, and wire transfers, Qolo’s Quantum Ledger ensures real-time reconciliation, transparency, and control — all from one platform.
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Multi card support

Qinetic Issuing

Supercharge your card products with Qolo’s advanced Qinetic Issuing capabilities. Seamlessly tied to our Quantum Ledger, Qolo offers real-time funding, advanced rules and authorization controls, and integrated fraud protection. Issue physical, digital, or virtual cards instantly, optimize corporate and customer payment processes, and maintain complete transparency over  funding and reconciliation.
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Customer testimonials

The success of our business is testament to their robust infrastructure, advanced technology, and unwavering commitment to excellence.”

Jason Wolfe

Jason Wolfe
CEO of Wolfe

With Qolo’s cutting edge technology,  we are able to deliver help when it's needed quickly, in the most secure way. There are many uncertainties in our industry, we are lucky to have found Qolo as our payment partner. They give us tremendous peace of mind.”

Kirsten Trusko

Kirsten Trusko
‍CEO and Co-Founder of Payments as a Lifeline

Qolo is a tremendously valuable partner to us in building and scaling our Virtual Account Management solution over the last few years. They deliver high-quality software as well as quick and detailed service. We were true partners in collaborating and brainstorming to deliver new payment flows and technology capabilities. Qolo is a partner that I look forward to working with for years to come.”

Bennie Pennington

Bennie Pennington
SVP of Embedded Banking at KeyBank

We had complex and challenging problems that required a custom solution. Qolo was able to offer us a tailored and innovative approach. They worked closely with us to understand our needs and implement them successfully.”

Joshua Bagley
CEO of Bluebanc

Unified api integration

Qascade Money

Whether you want instant, accurate financial transactions with real-time payments that eliminate delays and boost customer satisfaction or need to move money by traditional mechanisms, Qolo powers you to execute seamless transactions across multiple banking partners, supporting even the most complex programs with precision.
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Build trust

Simplify complex processes

Tired of operational headaches and disparate payment systems? Empower your enterprise with unified, integrated, and hassle-free solutions. Qolo combines payments, banks, and card networks, all underpinned by our bank-grade ledger, in a single, cohesive platform designed for scale.
Real-time funding

An easier way to issue and manage cards

Qolo’s Qinetic Issuing is your gateway to transparent fund tracking, real-time funding, and effortless compliance across B2B and B2C payment solutions.
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