Status Quo
Today’s banking consumers are looking for a customer-centric experience, spurring a massive demand for digital banking options. Qolo can help you create a primary account experience that keeps customers engaged via unique, personalized, digital experiences that set you apart from the rest of the banking pack – all from a unified platform.
First Issue
Building a digital bank from the ground up is not easy. Most providers are dependent on a spiderweb of technology and providers to access the resources, knowledge, and specialized expertise they need to succeed.
For businesses, transparent, near-real-time money movement is more important than ever, and the complexity and time-consuming nature of traditional banking isn’t cutting it.
Second Issue
Customers today demand convenient, transparent, inexpensive ways to bank online, but legacy banking systems and multiple middlemen add risk, cost, and inefficiency in traditional banking.
Empower Customers With Choice and Speed
We enable you to build personalized digital banking experiences that keep the customer front and center. Qolo’s core is purpose-built for payments and supports the complex needs of digital banking through one simple API set. We empower you to seamlessly blend banking products – from micro-lending and credit products to disbursement and deposit accounts.
Quick-Launch Card Programs
Get your card program off the ground fast with the flexibility to seamlessly transition to program manager in the future.
Single Modern API
Tap into a comprehensive toolkit and flexible, interoperable architecture with everything you need in one place.
Real-Time Payments
Access real-time processing across multiple networks.
Interact Funding & Authorization
Maintain control over authorization logic and funding decisions quickly and easily.
Single Source Reporting
Kick multiple disparate systems to the curb and enjoy a single source of truth that can be understood by humans.
Unified Risk & Fraud
Manage risk and fraud from one central system